Working capital

Working Capital to Help Grow Your Trucking Business

Repairs, a second truck, or a slow-paying broker can stall a small fleet. ELD Hub partners with Rok Financial so owner-operators and small fleets can apply for working capital in one place.

Quick answer

Where can a small trucking company get working capital?

Owner-operators and small fleets can apply for working capital through Rok Financial via ELD Hub. Rok Financial reviews the business and presents financing options to help it grow. Approval and terms are set by the lender and are not guaranteed.

Last verified by ELD Hub.

What you get

Common questions

How do I get working capital for a trucking company?

Apply through ELD Hub's Rok Financial partner link. Rok Financial reviews your business and presents financing options. Approval and terms are set by the lender and are not guaranteed.

What can trucking working capital be used for?

Common uses are repairs, fuel, insurance down payments, adding a truck, or covering the gap while brokers pay. Terms depend on the offer you receive.

Is this a loan from ELD Hub?

No. ELD Hub does not lend money. Financing is provided through Rok Financial and its lending partners.

Should I use factoring or working capital?

Factoring turns unpaid invoices into cash and is priced per invoice (1–2% through WEX via ELD Hub). Working capital is a financing product for broader growth needs. Many small fleets use factoring for cash flow and working capital for larger expenses.

Financing is provided by Rok Financial and its lending partners. ELD Hub is not a lender. Approval and terms are not guaranteed. ELD Hub may earn a referral fee.